Halal group
retirement services
Empowering Your Organization and Employees Through Shariah-Compliant Retirement Solutions
At Assad Wealth Management, we understand that a strong retirement plan is one of the most valuable benefits you can offer your employees. Our comprehensive suite of Shariah-compliant Group Retirement Services helps organizations attract and retain top talent while ensuring all investments align with Islamic principles through our rigorous screening process.
For Employers: Build a Stronger, More Competitive Organization
Why Offer Group Retirement Benefits?
When your employees feel secure about their financial future, they bring their best to work every day. They're more engaged, more satisfied, and more committed to your organization's success. A well-designed group retirement plan demonstrates your commitment to employee wellbeing and positions your organization as an employer of choice.
Our Group Retirement Solutions Include:
Registered Retirement Savings Plans (Group RRSPs)
Tax-deductible contributions for employees
Lower fees than individual plans through group purchasing power
Flexible contribution options with payroll deduction convenience
Tax-Free Savings Accounts (Group TFSAs)
Tax-free growth and withdrawals
Flexible access to funds when needed
Complements RRSP savings for comprehensive retirement planning
Defined Contribution Pension Plans
Structured retirement income planning
Employer and employee contribution options
Professional investment management
Long-term wealth accumulation focused on retirement
Additional Plan Options:
Deferred Profit Sharing Plans
Employee Stock Purchase Plans
Non-registered savings plans
Investment-only plans
Benefits for Your Organization
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Enhanced Employee Attraction & Retention
Competitive benefits package that stands out in today's job market.
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Tax Advantages
Potential tax benefits for employer contributions.
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Simplified Administration
We handle all setup, administration, and ongoing management.
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Expert Support
Dedicated service team including Client Relationship Managers and administration specialists.
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Governance Support
Tools and resources to help meet your fiduciary responsibilities.
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Educational Resources
Comprehensive employee education programs to maximize plan participation.
What Sets Us Apart
Seamless Implementation: Our team handles plan design, setup, asset transfers, and employee enrollment.
Ongoing Support: Regular plan reviews, performance monitoring, and continuous optimization.
Technology Solutions: User-friendly online platforms for both administrators and employees.
Compliance Assistance: Support meeting Capital Accumulation Plan (CAP) guidelines and governance requirements.
For Employees: Your Path to Financial Security
Take Control of Your Financial Future
Assad Wealth Management provides you with access to institutional-quality retirement savings options that would typically be unavailable to individual investors. Our plans are designed to help you build long-term wealth while ensuring your investments align with your values.
Why Participate in Your Group Plan?
Immediate Benefits:
Lower Fees: Group plans typically offer significantly lower fees than individual retail investment products.
Convenient Savings: Automatic payroll deductions make saving effortless and consistent.
Professional Management: Access to top-tier fund managers and investment options.
Tax Advantages: RRSP contributions reduce your taxable income while growing tax-deferred.
Long-term Advantages:
Compound Growth: Regular contributions combined with investment returns can significantly grow your retirement savings over time.
Diversification: Access to a wide range of investment options across different asset classes and management styles.
Flexibility: Options to adjust contributions and investment selections as your needs change.
Portability: Take your savings with you if you change jobs.
Educational Support & Resources:
Financial Education Specialists: Available to help you understand your plan and make informed decisions.
Online Tools: Interactive calculators, educational videos, and planning resources.
Regular Statements: Clear tracking of your progress toward retirement goals.
Investment Guidance: Support in selecting appropriate investments based on your risk tolerance and time horizon.
Full Shariah Compliance: Investing According to Your Values
At Assad Wealth Management, we understand that true financial peace of mind comes from knowing your investments reflect your values. Our comprehensive Shariah-compliance process ensures every investment option meets strict Islamic guidelines.
Why Choose Assad Wealth Management?
With over 20 years of experience in financial planning and a deep understanding of both conventional retirement planning and Islamic finance principles, Hash Assad and the Assad Wealth Management team bring unparalleled knowledge to your group retirement plan.
Our Comprehensive Service Approach:
Initial Consultation: We work with your organization to design a plan that meets your specific needs and budget.
Seamless Implementation: Full setup and transition support, including asset transfers from existing providers.
Ongoing Management: Regular plan reviews, performance monitoring, and optimization recommendations.
Employee Education: Comprehensive education programs to maximize participation and engagement.
Continuous Support: Dedicated service team available for ongoing questions and plan adjustments.
Ready to Get Started?
Whether you're an employer looking to enhance your benefits package or an employee wanting to learn more about your retirement savings options, we're here to help.
For Employers: Contact us today for a complimentary consultation to discuss how our Group Retirement Services can benefit your organization and employees.
For Employees: Speak with your HR department about implementing Assad Wealth Management's Shariah-compliant Group Retirement Services, or contact us directly to learn more about the benefits these plans can provide.